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• Loans
• Perkins Loans

New Borrowers: Complete the Federal Perkins Loan Process

• Complete the Entrance Counseling Online
  All first time MSOE Perkins loan recipients are required to complete entrance counseling prior to receiving funds. During the entrance counseling you will learn, among other things, that the Perkins loan is a limited fund, need-based federal student loans. The interest rate is 5 percent and no interest accrues while the student is enrolled at least half-time. There is a grace period of nine months prior to entering repayment and borrowing limits are determined by the U.S. Department of Education. Please complete your Perkins Entrance Counseling online.
• Sign The Perkins Master Promissory Note
  The promissory note will be mailed to you from MSOE a few weeks prior to the start of the term. The envelope will be stamped "Important Loan Documents." Please complete it in its entirety and immediately return it to MSOE.

NOTE: If you have not received your promissory note in the mail once the term has begun, please visit the Financial Aid Office to complete the process.

Previous Borrowers

• If you received a Perkins Loan previously, and have completed your entrance counseling and MPN, you are NOT required to complete anything. Your Perkins Loan funds will automatically be applied to your account in the amount indicated on your Award Offer.

Perkins Loan Information for Those Entering or In Repayment

• Complete the Exit Counseling
  All borrowers leaving MSOE or graduating from MSOE are required to complete the Perkins Exit Counseling.

• University Accounting Service (UAS)
  MSOE has contracted with UAS to service the Federal Perkins Loan. You can visit the University Accounting Service (UAS) Web page to receive repayment information, deferment forms, or you can contact them toll free at (800) 999-6227.
• Make Perkins Loan Payments On-line
  If you have a Federal Perkins Loan, you can make your loan payments online through our Loan Servicer University Accounting Service (UAS) at https://www.uasecho.com/login.asp.
• Update Your Address with University Accounting Service (UAS)
  You can change your address on-line with UAS at https://www.uaservice.com/uas/ChangeAddr.jsp.
• School Deferment Form
  Former and current MSOE students that are currently in repayment but enrolled at least half-time at any college or university can receive a school deferment which suspends payments. Please complete the school deferment form: https://www.uaservice.com/uas/defermentinput.jsp.
• Financial Arrangement Form
  Former MSOE students that are currently experiencing financial hardship may be granted alternative payment arrangements. Please complete the Financial Arrangement form: https://www.uaservice.com/uas/faf105input.jsp.
• Contact MSOE
  MSOE's Sandy Haro may be contacted at loans@msoe.edu or at (414) 277-7124.